Take on 9 challenges to raise money saving for the future
December 4, 2022

Take on 9 challenges to raise money saving for the future

Raise money saving for the future

Sometimes we just need a nudge to start saving, right?

Participating in fundraising challenges is also increasingly popular online, mainly because these dynamics keep people focused on the process.

There are several types of challenges in order to help you make your nest egg. Then why not start investing? Let us help you choose what’s right for you!


9 fundraising challenges

1. The 52-Week Challenge

This challenge is great for anyone who wants to start saving money little by little.

The idea is Saving Money every week for a year (ie 52 weeks), starting with a one-dollar coin.

The challenge originated in 2013 in the United States, when American Cassondra Berry Moreland decided to create the habit of saving on the first day of the year.

The initial project envisioned the value increases according to the number of the week, so in the first, the savings would be $1, in the second it would be $2, and so on.

The idea is to save up every week and get to the end of the year with enough money to pursue a dream, like going on a trip.

Prepare52 week challenge A good option for anyone who wants to learn how to save money and turn saving into something popular, without much effort.

If you’re interested in this template, but don’t know how to do the 52 Week Challenge, we’ve prepared a FREE kit complete with a chart, spreadsheet, and guide so you can save each week more easily.


Are you still in doubt? Let us encourage you: if you start saving $3 and the next week you save $6, the next week $9 and so on, at the end of the year you will have$4,123! This means that you will be able to collect money within a year.

Regardless of the value chosen, the important thing is where to start.

2. The $0.10 Challenge

Is it even difficult to save $1 a week? Well, we also have an option for you: how about you start saving with $0.10 coin?

The project is similar to the previous challenge, but with a lower daily value. Thus, on the second day, the participant needs to save $0.20 and on the third day, $0.30.

The amount could, of course, be higher. But the point is that you Spare constantly And without forgetting, see?



3. Today’s Lunch Box

If you eat lunch every day in restaurants, this challenge might just be to make money! and avoid Eat out one day a week It’s a great way to start saving. 

If you use coupons, So use the daily amount as the basis for your savings, but if you take it out of your own pocket, you can average the amount you spend per day. 



The idea is to make the amount that will be paid at a restaurant and replace the meal with a homemade lunchbox.

Oh, ahem: You can’t buy a lunchbox on the street either. Take the chance to improve your cooking skills!

4. 30 days lunch box

Did you like the food itself or the money you saved from the previous challenge? Make an expanded version of it! For a month, lunch only packed lunches at your home.

If you stopped spending $10 on lunch on weekdays, for example, you would have An additional $210 into your account and you will be able to save more money every month.

The cool thing about this challenge is that you will also be able to better compare the costs of products bought in the supermarket and the amount spent in restaurants. The difference between what is paid between the two might surprise you.

5. A month without television

It seems like this challenge isn’t so much about the idea of ​​saving money, but have you ever noticed how bombarded you are with ads while waiting for your favorite show?

The purpose of this challenge is to give you time to think more about your consumption. Are you buying it because you need it or because you feel like it? How many of your impulse purchases?

Oh, and the time you spend with the TV off can help you find a new hobby or give you more time to spend on the ones you already have.

6. 10% challenge

As the name suggests, in this challenge you need to save 10% of your salary per month. The same rule applies to other additional sources of income such as vacations and the thirteenth salary and other revenue that was not expected.

For example: If you earn $500, you can save $50 for a month, which is $600 in a year.

In the event that 10% is too much for you right now, adjust the percentage, but keep adding money each month.

7. 45 days free

How about spending a month and a half without spending anything on your credit card? This is another way to save money every month (and then some).

To achieve this, you can adopt some methods such as freezing your credit card in the application and avoiding entering stores or websites with products that you usually buy, such as clothes, shoes, bags, electronics, etc.

Plus, you’ll save a lot if you plan before you leave home. You can resist the temptation to order a car through the app and use public transportation to get where you need to go.

And for all these 45 days, Rate your own progress Be proud of every day that you don’t spend onpurchasesDon’t be discouraged until you finish the challenge!

Over time, the saving will come easily, so don’t give up until you get there.

8. Resist temptations

In this fundraising challenge, you stipulate that the economy be done every month. In this way, you will save various amounts each month and will be able to see what is really necessary for your expenses.

Here is a suggestion on how to organize savings for the months:

  • January: Do you really need to buy that blouse?
  • February: Replace the Uber app for a walk! It will be good for you and your pocket.
  • March: the restaurant with friends on the weekend is a great place to relax. But, instead of going to the restaurant, call the guys over to your house!
  • April: Are we going to improve your cooking skills? This month, all meals will be prepared at home.
  • May This is the time to replace the sweets you buy on the street with a piece of fruit or a homemade dessert.
  • June The Internet is full of beauty tips. How about taking advantage of all these materials to create a “beauty salon” at home? In addition, you still save.
  • July: do you have Internet at home? Then we can save cell phone credits.
  • Father(August): It would be great if you had some extra time to read and study. What about temporarily canceling streaming apps like Netflix?
  • September: creativity is the best company for you to save money. This month you can consider weekend outings that do not involve money.
  • October: Take the opportunity to be healthy and remove nonsense like snacks and chocolates from your supermarket shopping list.
  • November(November): To avoid being tempted, just leave your credit card at home this month.
  • December(December): Show your love to people by giving them gifts instead of buying them.

9. Fell, invested!

Did the salary go to the account? You must have fixed expenses (egelectricityrent and internet)and variable expenses arise throughout the month, right? The new idea is to challenge yourself to treat the investment as an already planned expense.

So, when your salary drops next month, you already know: Allocate the amount you need for fixed expenses, and instead of leaving the rest of the money free for variable expenses, Invest at least half of the rest!

I chose my challenge of saving. And now?

First of all: congratulations! We are so proud that you were able to take this step toward taking control of your financial life.


Do you like the idea of challenges to raise money? Tell us in the comments which one you’ll follow!

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